Om Shri Fintax — Banking & Financial Services

All-in-One Digital Banking & Financial Services

Comprehensive suite for individuals and businesses — secure, compliant and supported by experts.

PAN Card Services

New PAN application, e-PAN delivery, PAN correction & updates, biometric/OTP assisted e-KYC and assistance with linking PAN to Aadhaar.

Utility Bill Payments

Electricity, Broadband, DTH, Mobile, FASTag, Insurance premiums and other recurring payments via a single dashboard with receipts and reconciliation features.

Credit Card Services

Card comparisons, application assistance across multiple banks, documentation support and follow-up until card activation. Advisory on card choice based on spend profile.

Savings Account Opening

Savings account onboarding with major banks — digital KYC, e-Sign flow, initial deposit handling and debit card dispatch coordination.

Demat & Trading Account Opening

Demat account creation, trading account integration (brokers), DP connectivity assistance and guidance on KYC, e-sign and POA (if required).

Instant Loan Support

Pre-approved instant loans and overdraft facilitation in collaboration with lender partners — quick KYC, minimal docs and faster disbursal options.

Payments & Reconciliation (Business)

Merchant payment collection, reconciliation, FASTag reloads, bulk payment processing and GST-ready reports for businesses.

Secure Document & Vault Services

Encrypted document storage, limited-access vault for sensitive financial documents and secure upload channels for KYC & bank statements.

Advisory & Support

Account selection, credit optimization guidance, reconciliation support and handholding for complex bank processes like LTV, sanction letters or charge removal.

PAN Card Services & KYC Onboarding

End-to-end PAN services for individuals, HUF, proprietors and entities. We assist with application (Form 49A), e-PAN issuance, PAN corrections and linking PAN to Aadhaar where required. Digital KYC and e-sign flows reduce turnaround time.

New PAN Application
Form submission, document verification and follow-up until PAN allotment.
PAN Correction / Reprint
Name, DOB or father name corrections and reprint assistance.
e-PAN & Digital Delivery
Emailed e-PAN or physical dispatch support as required.
Bulk PAN Services (For Businesses)
Employee PAN onboarding & validation services for payroll setups.

Utility Bill Payments — Single Dashboard

Consolidated payment dashboard for recurring and one-time payments with receipt generation and reconciliation reports. Ideal for households and small businesses.

  • Supported: Electricity, Broadband, DTH, Mobile recharges, FASTag top-ups, Insurance premium payments, Water & Municipality payments (region dependent).
  • Features: Scheduled payments, payment reminders, downloadable receipts, and monthly reconciliation export (CSV/XLS).
Business use-cases:
  • Bulk FASTag reloads for fleet managers.
  • Utility management for managed properties.

Credit Card Services & Savings Account Onboarding

Advisory-driven card selection and account opening workflows with digital KYC and tracked activation status.

Card Comparison
Reward structure, annual benefits, joining fee vs long-term value analysis for your spend profile.
Application Assistance
Form filling, document verification and follow-up until courier / activation.
Savings Account
Account opening with debit-card dispatch, net-banking activation and initial funding advisory.
Corporate & Salary Accounts
Tailored onboarding for payroll clients and salary account integrations.

Demat & Trading Account Opening

We assist individuals and businesses in opening DEMAT accounts with Depository Participants and integrate trading accounts with leading brokers — complete KYC, e-sign and POA guidance where needed.

  • Demat onboarding: DP selection, DP-ID assignment and dematerialization steps.
  • Trading integration: broker selection, margin discussions and platform walkthroughs.
  • Support: linking bank accounts (for settlement), UCC creation, and assistance with POA (if requested by broker).

Instant Loan & Overdraft Support

Pre-approved offers and instant disbursal products via lender partners for eligible customers. Quick KYC and minimal documentation enable faster turnaround for smaller value loans and overdrafts.

Pre-approved Offers
Eligibility checks with partner banks to surface instant credit options.
Overdrafts & Small Ticket Loans
Quick top-ups for personal and business cash requirements.
Post-disbursal Support
Loan statement, repayment plan and refinance guidance.
Integration with Account Dashboard
View loan status and EMI calendar within your account area.

Merchant Payments, Reconciliation & Business Tools

Payment collection integrations, settlement schedules and automatic reconciliation for merchants and small businesses.

  • Payment gateway / UPI integrations and settlement reporting.
  • Automated reconciliation – map receipts to invoices and generate GST-ready reports.
  • Bulk payments and vendor payouts with approval workflows.

Security, Data Privacy & Compliance

Security is core: encrypted transport, secure vaulting of documents, limited access roles and periodic audits. We comply with KYC guidelines, RBI direction on payment services and data protection best practices.

  • End-to-end encryption for document uploads and storage.
  • Role-based access control for financial data.
  • Audit logs and secure disposal policies for sensitive documents.
  • Assistance with regulatory requirements for merchant onboarding (KYC / UPI / TPT).

API & Integration Options (for Businesses)

If you run a business, we offer integration options and white-label capabilities for payments and account services.

Payment Gateway Integration

UPI, Netbanking, Card acceptance with settlement reporting and chargeback handling.

Bulk Payments & Payroll

Vendor payouts, salary processing and automated bank-file creation for payroll transfers.

Account Opening APIs

Programmatic onboarding flows for KYC, eSign and account provisioning (subject to partner availability and opt-in).

Frequently Asked Questions

PAN allotment timelines depend on NSDL/UTI processes — typically e-PAN issuance is faster (few working days) once application & KYC are correct. Corrections can vary; we track and follow up until completion.

Most DPs and brokers support end-to-end digital onboarding (e-KYC, e-Sign, and e-mandate). Certain cases may require physical verification or POA depending on broker policies. We guide you through the exact flow for your chosen partner.

We use encrypted transport (TLS) for uploads and secure vaulting with role-based access. Documents are retained per policy and deleted securely upon request or per retention rules. We can provide an overview of security controls on request.
Need help with account opening, PAN, payments or demat onboarding? Contact our team for step-by-step support.
© Om Shri Fintax · Banking & Financial Services · Vadodara — 391740
अगर आप अपना खुद का बिज़नेस शुरू करना चाहते हैं, तो हमसे संपर्क करें — आपको पूरा Franchise Support प्रदान किया जाएगा। OM Shri Fintax — हम प्रदान करते हैं: CA सेवाएँ (GST, ITR, MSME, प्रोजेक्ट रिपोर्ट, रिटर्न फाइलिंग), Loan Services (पर्सनल, बिज़नेस, होम, कार, LAP), सेविंग एवं डिमैट अकाउंट ओपनिंग, क्रेडिट कार्ड सेवाएँ, इंस्टेंट लोन, सरकारी लोन (मुद्रा, MSME, PMEGP), और सभी प्रकार की डिजिटल सेवाएँ उपलब्ध। Email: lalitap9644@gmail.com Contact Number: 9106739310 अगर आप अपना खुद का बिज़नेस शुरू करना चाहते हैं, तो हमसे संपर्क करें — आपको पूरा Franchise Support प्रदान किया जाएगा। OM Shri Fintax — हम प्रदान करते हैं: CA सेवाएँ (GST, ITR, MSME, प्रोजेक्ट रिपोर्ट, रिटर्न फाइलिंग), Loan Services (पर्सनल, बिज़नेस, होम, कार, LAP), सेविंग एवं डिमैट अकाउंट ओपनिंग, क्रेडिट कार्ड सेवाएँ, इंस्टेंट लोन, सरकारी लोन (मुद्रा, MSME, PMEGP), और सभी प्रकार की डिजिटल सेवाएँ उपलब्ध। Email: lalitap9644@gmail.com Contact Number: 9106739310